The banks committed $8 billion to small business lending, $4.5 billion to mortgage loans to low- to moderate income borrowers and tracts, and $2.5 billion to community development loans and investments, the release says.

AmSouth (NYSE: ASO), based in Birmingham, Ala., is expected to complete a $10 billion stock merger with Regions (NYSE: RF) in the fourth quarter of 2006. The new company, which will retain the Regions name, would be the nation's 10th-largest bank.

AmSouth has 31 locations in Central Florida, 3.10 percent market share and $921 million in Central Florida deposits, according to the latest data from the Federal Deposit Insurance Corp.

Regions is the 19th-largest financial institution in Central Florida, with .98 percent market share, $291.9 million in deposits and seven locations.

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